In spring 2010, accounting firm Deloitte sampled 60,000 of Aviva USA’s recent applicants for life insurance. It built a predictive model that, instead of relying on an applicant’s check-up with a doctor, used medical histories, industry-shared data from past applications, and consumer data – such as income and favourite TV shows – from profiling firm Equifax. Deloitte tested half of the sample with traditional underwriting methods, half with the predictive model. According to John Currier, chief actuary for Aviva, “the use of third-party data was persuasive across the board.”
White fans want white superstars, or in the case of the NBA, at least one white American superstar. Unless the ghosts of Bird and John Havlicek and Jerry West return to the floor, that isn’t going to happen. And since it isn’t going to happen, the NBA will continue to struggle with an identity crisis that no one wants to publicly acknowledge.
Facebook Photo Activity: The average Facebook user now has 97,000 photos in his or her network. And with 6 billion new photos being uploaded to Facebook every month, that number’s only getting bigger every minute.Read more